It is my pleasure to welcome you to my Instant Funding Review.

Instant Funding promises to offer you a 10% discount and free $10,000 for the one-phase challenge.

This offer is valid when you purchase more than $175 as a first-timer using the festive code in the platform during this festive season.

With up to three funding programs in the platform, Instant Funding promises to empower forex traders worldwide.

Since their start in 2021, the prop firm is happy to have partnered with more than 25,000 traders being available in more than 180 countries worldwide.

However, you may not consider this prop firm on these claims, you need to learn the actual truth about it.

In this review, I’m here to expose to you the inside out of Instant Funding.

Whether it’s about the pricing, trading rules, or the benefits, I’m here to shed light on them.

I’ll also highlight the trader’s experience shared on credible websites like Trustpilot.

Let’s get started…

Summary of Instant Funding Review

Name: Instant Funding

Product Type: Proprietary Firm

Evaluation Fee: Starts from $79 depending on the challenge and account size, please read from the pricing section.

Founder/CEO: Lewis M.

Official Site: instantfunding.io/

Overall Rating: 7/10

My Recommendation: Not for everyone; kindly read my review to see why

Overview Of Instant Funding Review

Instant Funding is a UK-based proprietary firm that promises to empower traders to realize their trading potential in the forex market.

The prop firm has up to three funding programs that target up to three categories of traders in the market.

This includes beginners, middle-skilled traders, and highly skilled traders who want to earn more from their trade.

This provides you with the opportunity to choose the challenge that best suits your level of experience online. 

From there, you can venture into trading, take your challenge, and get a funded account to start trading with a live account.

When you get your funded account, the prop firm allows you to earn up to 90% of the total profits you make from your trade.

This prop firm offers the same profit share as AquaFunded.

In addition, the company has numerous traders’ testimonies online that make it have continuous growth.

In the trader testimonies, the platform is loved and appreciated for its automated dashboard, trader strategies, and educational insights.

On the other hand, the prop firm promotes its highly skilled and experienced traders with its scaling plan.

In its scaling plan, the platform allows you to grow your account size to a maximum value of 2.5 million dollars.

This makes you earn more from your trade to achieve your financial freedom online, provided you are consistent and profitable.

Furthermore, Instant Funding uses a UK-based broker that ensures all your funds are in safe hands when trading in the market.

This guarantees reduced concern about potential fund loss when engaging in forex trading, given the broker’s well-established reputation for high credibility.

As you have seen from this snippet, the prop firm has a lot to cover, and I’m here to offer all that.

Who Is The Founder/CEO Of Instant Funding?

Finding the founder or the CEO of this prop firm was a bit challenging because no information had been left on its website.

However, after I dig deeper on the internet, I found some information on the X app (formerly Twitter).

One man who doesn’t have a profile picture named Lewis M. claims to be the founder and current CEO of the prop firm.

He claims that he isn’t a social media guy but he has received many requests to stay online which has forced him to come out.

He has over 2k followers on X.

Also, George is the operation and risk officer for the prop firm.

Pros Of Instant Funding

• Offers relatively good profit share of up to 90%.
• Has a relatively great scaling plan of up to $2.5 million account balance.
• No daily drawdown limit on instant funding accounts.
• Allows trading using expert advisors.
• Has an intuitive automated trader dashboard
• Offers award-winning trading models.

Cons Of Instant Funding

• Does not offer free trials.
• There is no refund of the registration fee.

Who Should Sign Up with Instant Funding?

Instant Funding prop firm is looking for traders who have a passion for trading but lack the capital to start their career.

They have a mission of empowering traders from different parts of the world to venture into forex trading.

For this reason, you only need to have the trading skills required for you to claim your live-funded account and start making profits.

You also need to be more consistent and highly profitable enough to earn more from the platform and qualify for their scaling plan.

In addition, the prop firm targets to partner with traders from different experience levels in their different funding programs.

Having the necessary skills for forex trading allows you to experience less worry, given the circumstances.

You’ll choose the funding program that best matches your experience level and get started with your trading career.

Also Read: Express Funded Review

What Is Instant Funding?

Instant Funding is a prop trading firm that offers virtual demo accounts that simulate live market conditions to traders.

When you meet their conditions, the prop firm allows you to qualify for their funding program where you’ll be trading with the company’s live funds.

In so doing, the prop firm allows you to earn a profit share from your trade to help you build an income.

Instant Funding has used this strategy to gain more traders online with more than 25,000 forex traders recorded on their platform.

Since its launch in 2021, the company has stayed in the market for more than two and half years of trade.

Due to its increasing growth, the company has spread across the world currently being available in more than 180 countries.

The prop firm makes their registration prices simple and lowered using their discounted plans to allow many traders to get the opportunity to join the system.

To learn more, let us look at what you will find when you join Instant Funding.

What Is Contained In Instant Funding?

Instant Funding contains up to three different funding programs with different characteristics.

These funding programs include:

• One Phase Challenge
• Two Phase Challenge
• Instant Funding.

Each of these three funding programs has its own unique characteristics online.

Let us see what each of these challenges contain:

One Phase Challenge

The one-phase challenge funding program is designed for traders who want to trade with a larger account size.

As such, the program is suitable for traders who are comfortable with more achievable profit targets online.

The account sizes available in the one-phase challenge include:

• $12,500 account size.
• $25,000 account size.
• $50,000 account size.
• $100,000 account size.
• $200,000 account size.

Each of these account sizes has a unique price which you must pay for you to be granted access to the account.

Kindly read the pricing section of this review to learn more about the prices of each of the account sizes.

In the one-phase challenge, you need to pass one challenge for you to get a funded account.

Their challenge includes a single-stage evaluation process with a set profit target which you must pass for you to move to a funded account.

Two Phase Challenge

This is the second funding program available in this prop firm.

This program allows you to get to a funded account by passing through a two-stage evaluation stage using a demo account.

In the demo account of the evaluation process, you’ll be trading on virtual money.

After passing the evaluation process, you’ll move to a funded account where you’ll start trading with real funds.

The two-phase also have the following account sizes available for their traders:

• $12,500 account size.
• $25,000 account size.
• $50,000 account size.
• $100,000 account size.
• $200,000 account size.

Each of these account sizes has unique prices as explained in the pricing section of this review.

Instant Funding

Instant Funding is the last funding program available in the prop firm which is best suitable for highly profitable traders.

In this funding program, you’ll not have to take on any challenge in your entire trading journey.

You’ll directly move to the funded account after purchasing your preferred account size which includes:

• $1,250 account size.
• $2,500 account size.
• $5,000 account size.
• $10,000 account size.
• $200,00 account size.
• $40,000 account size.
• $80000 account size.

How Does The Instant Funding Work?

Instant Funding works by empowering traders to express their trading potential.

The company uses three funding programs to provide traders with the opportunity to trade in the forex market and earn profits.

The company allows you to trade with their own capital making you worry less about raising money to fund your trading activities.

By partnering with the best broker in the UK, the prop firm aims to make all your funds safe while trading in the forex market.

After you become highly profitable, Instant Funding promotes your trading by allowing you to qualify for their scaling plan.

In the scaling plan, you’ll have your account size increased to a maximum balance of 2.5 million dollars.

This however depends on your trading account size and profitability and consistency.

The prop firm also offers good customer support which also includes educational programs for traders.

This ensures their traders learn how to trade effectively in the forex market and earn profit targets.

Traders will also get the opportunity to reach out to the support team for more inquiries about their trading career.

However, to succeed in your trading journey using this prop firm, you must also observe their trading rules.

These trading rules will greatly determine your lifespan as a trader on the platform.

Let us go through these rules and understand how they work.

Related Review: Forex Capital Funds

What Are The Trading Rules Used In Instant Funding?

Profit share

The profit share in the platform is set at 90% of the total profits you make from your trade.

For instance, when you make $1,000 as your profit from your trade, you’ll withdraw up to $900 from your account.

This leaves only $100 as the share for the company which is also withdrawn when you withdraw your corresponding share.

Trading leverage

Instant Funding allows you to trade with a maximum leverage of 1:100.

Maximum drawdown

The maximum drawdown is set at 10% for all the funding programs available in the platform calculated in the original account balance.

For instance, if you are trading on a $10,000 account size, your maximum drawdown will be $1,000.

You are, therefore, not permitted to lose more than $1,000 in your entire trading journey on the platform.

Daily drawdown

The daily drawdown is set at 5% calculated based on the initial account balance in the platform.

For instance, if you are trading on a $10,000 account size, you are not permitted to lose more than $500 in a single day of your trade.

This daily drawdown however applies to traders using one-phase and two-phase funding programs and absent for the instant funding accounts.

Profit targets

The profit targets in the platform are not clearly indicated on their website.

However, the figure stated is 10% with no clarification on the funding program and the challenge stage.

What Is Instant Funding Scaling Plan?

In their scaling plan, you’ll stand a chance to increase your account size to a maximum balance of $2,500,000.

To qualify for the scaling plan, you simply need to maintain high profitability and consistency in your trading process.

You also need to observe the trading rules set in the platform ensuring you dong breach any rule in your entire trading journey.

On the other hand, the scaling plan is open for all traders who join the platform and meet the requirements for the offer.

What Is Instant Funding Trusted Broker?

Instant Funding uses ThinkMarkets as its trusted broker.

ThinkMarkets is a UK-based broker regulated under legal authorities and is one of the top preferred brokers in the world.

The partnership with the broker ensures all your funds are kept safe while trading in the forex market.

This diminishes concerns about potential profit losses to unscrupulous individuals in the aftermath of forex trading.

Furthermore, it enables you to explore a diverse array of instruments based on your preferences, maximizing the potential gains from your trades.

What Trading Instruments Are Allowed In Instant Funding?

There are varieties of trading instruments you can trade in the Instant Funding platform.

They include:

• Forex Pairs
• Indices
• Cryptocurrencies
• Commodities
• Metals

In addition, the Instant Funding prop firm allows you to trade using the metatrader4 and metatrader5 platforms.

What Are The Benefits Of Joining Instant Funding?

No time limits

When you join the Instant Funding, there is no minimum or maximum number of trading days set for you in any stage of trading.

This makes you spend the shortest time possible to reach a funded account and start trading with the company funds.

If you are also a beginner, you will use this opportunity to spend more time to ensure you safely pass the evaluation process for you to get to a funded account.

Offers a weekly payout system with up to 90% profit share.

The prop firm offers a weekly payout allowing you to make your withdrawal after seven calendar days.

This includes withdrawing up to 90% of the total profits you make from your trading prop firm making you earn more from your trade.

In addition, the weekly payout system allows you to get more access to your funds in the system to build a passive income online.

No daily drawdown on Instant Funding account

When you choose to trade with instant Funding accounts, you will not face any daily drawdown in your trading journey.

This means that you will not worry about losing your account despite making a huge loss in a single day of your trade.

The no daily drawdown makes the accounts easy to manage for both beginners and highly skilled traders online.

Offers scaling plan of up to 2.5 million dollars with up to 1:100 account leverage

If you are highly profitable, you’ll stand a chance to qualify for the scaling plan which allows you to grow your account rapidly.

In the scaling plan, you will have your account balance increased rapidly to reach a maximum account size of $2,500,000 when you maintain a 10% profit target.

This makes you earn more from your trading to achieve your financial freedom in the forex market.

Allows use of first-party expert advisors.

If you like trading using expert advisors, Instant Funding prop firm welcomes you to their platform.

The prop firm allows you to use first-party expert advisors to ensure you get the best out of your trade and build a passive income.

You only need to respect the other trading rules set in the platform and use your advisors within the limits to succeed in the platform.

An intuitive automated trader dashboard

Most testimonies of the Instant Funding prop firm express their happiness with the automated trader dashboard the company uses online.

This trader dashboard is more user-friendly which makes it easily accessible to many traders online.

In addition, the dashboard has a unique and attractive design that makes it liked by many traders online.

UK-based prop firm

Instant Funding is one of the leading prop firms in the UK based on their statistics.

The first growth is enabled by their top services, funding programs, and their best educator program that makes traders grow their skills.

In addition, it partners with Think Markets which stands as the best forex broker in the country.

What Is the Cost of Joining Instant Funding?

The cost of joining the Instant Funding is based on the Funding program and account size you choose.

There are up to three funding programs with different account sizes which you must first understand before making your selection.

The funding programs include:

One Phase challenge

In this funding program, there are up to five account sizes with the following prices;

• $12,500 account size costs $99.
• $25,000 account size costs $149.
• $50,000 account size costs $269.
• $100,000 account size costs $479.
• $200,000 account size costs $925.

These prices are payable before getting access to the account size and grant you the opportunity after confirmation of your payment.

Two Phase Challenge

This is the second funding program with the following account sizes and prices:

• $12,500 account size costs $99.
• $25,000 account size costs $149.
• $50,000 account size costs $269.
• $100,000 account size costs $479.
• $200,000 account size costs $925.

Instant Funding program

The instant funding program has the following account sizes and prices:

• $1,250 account size costs $79.
• $2,500 account size costs $120.
• $5,000 account size costs $225.
• $10,000 account size costs $440.
• $20,000 account size costs $870.
• $40,000 account size costs $1,735.
• $80,000 account size costs $3,460.

Discounted prices

The prop firm claims to offer traders up to 10% discount on their account sizes in the platform.

These discounted prices are however valid only for this festive season without any confirmation of an extension in the coming years.

In the discounted program, you’ll have your registration fee reduced by 10% of its initial price making it much cheaper.

Is There A Refund Policy On The Instant Funding?

Instant Funding doesn’t mention any refund policy on their official website page.

This means that there is no guarantee that traders will be able to reclaim their registration fee on the platform.

Most prop firms in the forex market allow successful traders to reclaim their registration fees.

In most cases, the prop firms allow their traders to reclaim the fee when they make their first payout.

As for the Instant Funding, this is not mentioned for all the categories of traders in their platform.

This means that there is no guarantee that you will reclaim your fee even if you succeed in getting a funded account on the platform.

Is Instant Funding Prop Firm A Scam?

In my opinion, Instant Funding is NOT a SCAM.

The prop firm is designed to empower traders to realize their trading potential without having to worry about capital.

The prop firm provides the capital for you in addition to educating you on how you can improve your trading skills.

Since its introduction in 2021, the prop firm has risen to partner with more than 25,000 traders as indicated on their website.

The significant growth is brought about by their easy-to-use and automated dashboard.

The company also has good customer support which makes it easy for traders to reach out to their expert team and share more skills online.

The pricing of the account sizes available on the platform is also fair.

However, the prop firm only targets to partner with profitable traders who can reach their profit targets to get live accounts.

This rules you out if you lack the trading skills or cannot trade within their set rules as explained above.

My Assessment Of Instant Funding

Profits Split: 9/10

Instant Funding offers a relatively good profit share in the forex market allowing you to earn up to 90% of the total profits you make from your trades.

Scaling Opportunities: 9/10

The Instant Funding offers you a good scaling plan that helps you grow your account size to a maximum of $2,500,000.

This is one of the best scaling plans available in the market helping you maximize your trades to achieve your financial freedom.

The scaling plan is also made available for any trader who is profitable and consistent in their trading on the platform.

Profits Targets: 2/10

The profit targets are not clearly explained in the prop firm making it difficult to have a clear understanding of how they operate.

The profit targets make traders compare their challenges with other prop firms online to ensure they are more manageable.

Most traders would like to join more realistic trading targets as they are much easier to achieve in their trading journey.

Affordability: 5/10

The affordability of the Instant Funding accounts is average compared with other firms online.

There are some companies online offering similar account sizes at a much lower price compared to this platform.

This makes it more expensive than most prop firms online as it also does not offer any refund policy to its traders.

Trader Supports: 6/10

The prop firm has good customer support with educational programs for their traders.

This makes their traders learn more and make inquiries to their expert team to maximize their trading career.

Good customer support makes it easy for traders to reach out to the support team on the platform.

Tradable Assets: 5/10

The tradable assets available in the platform make it easy for traders to choose their favorite instrument of trade.

This allows the traders to maximize their trade to produce a higher outcome in the long run in the platform.

Trustworthiness: 7/10

The Instant Funding prop firm has a well-established payout system with numerous testimonies online.

This makes it build trust among their traders online in addition to partnering with a regulated UK-based broker.

The prop firm therefore has reasons to win the trust of their traders in the forex market.

My Overall Rating is 7/10

I give this prop firm a 7/10 rating as one of the growing prop firms in the forex market.

The prop firm has had positive and continuous growth in the forex market since its introduction into the market in 2021.

This is due to their extensive services and good customer support that make them build trust among their customers online.

What Are People Saying

There are different testimonies of the prop firm online which I also took my time to go through and came up with the following findings.

The Instant Funding Trustpilot

Instant Funding has an excellent rating on Trustpilot from a sample of 778 reviewers (December 21, 2023).

From the reviews, up to 87% rated 5 stars, check it out in the below screenshot:

From the individual reviews, let me take you through some sample reviews:

Shubham Mane appreciated the fact that the customer service for the prop firm was excellent.

He pointed out that he was in his second month trading at the prop firm and so far his experience is a great one.

Andres who gave the prop firm 4-star was very happy that since the last two months having an account with the prop firm hasn’t come across any technical issue.

Kristaps Legzdins highlighted the fact that the prop firm is very solid with excellent spreads, with no excessive slippage.

The other trader, Emirhan Bakacak pointed out that the company is funny, and having won a trade he still got his account terminated.

Prada also had an issue with her account being closed and claims that the closure came without going over his or her daily loss which is set at 6k.

Those are just but a few reviews I thought it wise to share with you, feel free to check the plus 700 reviews on Trustpilot to get an even greater insight about the prop firm.

FAQs About Instant Funding

Is There Age Restriction In Joining Instant Funding?

You must have been at least 18 years of age for you to become a trader on the platform.

This age limit is in line with the legal authorities that make traders safe to access their funds as required in the platform.

Therefore, if you meet this age requirement, you are safe to join the platform and get started with your trading journey.

Which Payment Methods Are Available In The Instant Funding?

There are many payment methods accepted in the platform which include bank transfer and master cards.

If your payment method is not accepted in the platform, you need to contact their support team and make more inquiries from the platform.

Note that it is much easier to use the payment method that is listed on the platform to avoid any inconvenience in payment.

Can I Merge My Accounts In The Instant Funding?

The prop firm allows you to merge your accounts in the platform if you wish to do so but must adhere to the merging conditions.

All the accounts you want to merge must be in one funding program with all of them having not broken any trading rule in the platform.

Your total account size must also not increase the maximum trading balance of 2.5 million dollars in the platform.

Can I Trade On Multiple Accounts In The Instant Funding?

The prop firm allows you to own and trade multiple accounts in the platform if you wish to do so in your trading journey.

However, you need to ensure you observe the trading rules set in the platform for all the accounts you own.

Breaking any of the trading rules may make you risk losing your account in the platform denying you the opportunity to continue trading in the platform.

Thank you for reading my Instant Funding Review.

If you still have any questions regarding this prop firm, feel free to leave a comment in the section below, and I’ll respond to your concern soon.